Danajamin PRIHATIN Guarantee Scheme (DPGS)


Dear Valued Clients and Business Partners,

Danajamin PRIHATIN Guarantee Scheme (“DPGS”) was first introduced by YAB Tan Sri Dato’ Haji Muhyiddin bin Haji Mohd Yassin, Prime Minister of Malaysia as part of the Economic Stimulus Package (“PRIHATIN”) following the unprecedented outbreak of COVID-19.

DPGS was launched to ensure that the Malaysian economy continues to thrive amidst the pandemic. The Government announced this guarantee scheme worth RM50 billion which covers up to 80% of the loan amount for financing working capital requirements.

  • Availability period to apply for the DPGS is extended to 31 December 2021.
  • Minimum financing amount is reduced from RM20 million to RM5 million.
  • Maximum financing amount is increased from RM500 million to RM1 billion.
  • Scope of financing is expanded to cover capital expenditure with a guarantee period of up to 10 years.
  • Collateral/security to be provided for financing application above RM50 million.
  • Companies with less than 50%+1 Malaysian shareholding operating in Malaysia are now eligible to apply provided that Malaysian employees account for at least 75 percent of their workforce.
  • RM3.0 billion has been allocated for corporate companies involved in highly skilled industries such as Oil & Gas and Aerospace.

Available for working capital financing as well as capital expenditure (capex) financing.*

Minimum financing of RM5 million.

There will be a maximum guarantee coverage of RM800 million or 80% of the financing facility. In addition, the maximum guarantee coverage of RM800 million will also be applied on an aggregate exposure basis to a group of companies.

Tenure :
Working capital : 5 years
Capex : 10 years.

Up to RM3.0 billion for companies in high-skilled industries such as oil & gas as well as aerospace.

* Terms and conditions apply. Approved financing application subject to Eligible Financial Institutions and final approval of DPGS Proposal by Danajamin.

Danajamin PRIHATIN Guarantee Scheme (DPGS)
Process Flow

Eligible Companies (EC)

The guarantee scheme is to support medium to large local businesses (non-SME) by providing an avenue to recuperate and withstand the economic impact of COVID-19. To be eligible for DPGS, corporates and businesses must fulfil the criteria listed below before application:

  • Company under Minister of Finance (Incorporated)
  • Company who is able to obtain funding or financial assistance from its group of companies or any other stimulus programme

All EC can submit their financing application through their preferred EFI.

* Holding / parent of foreign company would be required to provide corporate guarantee on the financing obtained in Malaysia

Eligible Financial Institutions (EFI)

To get you started, here is a list of the current banks (for both Islamic and conventional facilities where applicable) that currently offers DPGS.
This list will be updated as and when additional financial Institutions join the Scheme.


If you would like to know more about Danajamin PRIHATIN Guarantee Scheme, fill up the form below:

How to submit

Danajamin PRIHATIN Guarantee Scheme application?

What to do

after your application
is approved.

We understand that continuity is important in every single phase of your business and we are always ready to help you go through this difficult time. If you feel that you are not eligible for this Scheme, you may want to explore further the websites below.


Up to 80% Guarantee on Financing Facilities to Assist Companies Affected by COVID-19

No, Danajamin does not provide any financing or credit facilities. Companies are advised to get in touch with their respective Eligible Financial Institutions (“EFIs”) for any financing or credit facilities matters.
The Danajamin PRIHATIN Guarantee Scheme​ is aimed to provide immediate and targeted working capital support to companies that are adversely impacted by the COVID-19 outbreak to sustain their business operations and safeguard jobs. Companies affected by the Movement Control Order (MCO) are also eligible to apply for the Danajamin PRIHATIN Guarantee Scheme​ given that the MCO was introduced by the Government to contain the outbreak of COVID-19. For non-affected companies that also require financing and financial guarantee, they may apply as per Danajamin’s business-as-usual products subject to each facility and Danajamin’s eligibility criteria.

The Danajamin PRIHATIN Guarantee Scheme is aimed to provide immediate and targeted working capital support to mid to large sized companies that are adversely impacted by the COVID-19 outbreak to sustain their business operations and safeguard jobs. Companies who are looking to raise less than RM5 million may refer to Bank Negara Malaysia’s Special Relief Fund, Credit Guarantee Corporation and Syarikat Jaminan Pembiayaan Perniagaan.

There are 2 levels of process to apply for Danajamin PRIHATIN Guarantee Scheme​:
  1. Firstly, EFIs will ascertain whether the Company is eligible for financing and there is a requirement for the guarantee.
  2. Secondly, Danajamin will undertake an assessment on the DPGS proposal as to whether the DPGS can be used to support the financing requirement.
Please refer to the Danajamin PRIHATIN Guarantee Scheme process flow chart above.

No. The Danajamin PRIHATIN Guarantee Scheme​ is open to all new and existing customers of the EFIs.

The Danajamin PRIHATIN Guarantee Scheme​ can be applied to a term loan facility for working capital purposes or short-term trade facility such as Letter of Credit (LC), Bankers Acceptance (BA), and Trust Receipts (TR) only. Specific terms and conditions shall apply to different facilities. Please refer to your EFI for more information.

Yes. The Danajamin PRIHATIN Guarantee Scheme​ can be used to apply for new working capital credit/financing facilities or short-term trade facilities.

The financing will be disbursed by the EFI to the customer once Danajamin has issued an approval letter to the EFI which may be subject to the fulfilment of any additional terms and conditions.